Umbrella Insurance provides exactly the type of coverage that it sounds like it would; it provides an umbrella for you and your family to stand under. Liability issues are everywhere and you never know what could cause someone to present you with a lawsuit. Umbrella Insurance policies protect you from liability issues that go beyond the liability limits of standard insurance policies, such as your homeowner’s insurance, car insurance, etc.
Patrick Insurance Agency offers umbrella insurance to help protect you and yours. Most liability coverage that rests within your current insurance policies only covers bodily injury and property damage to others. Umbrella policies will extend those limits to not only provide additional coverage for bodily injury and property damage, but also to cover things that are not listed under regular liability allowances.
You may not think you need umbrella insurance, however, you never know what the future has in store. Literally anything could happen on any given day. Umbrella Insurance is typically purchased at a low cost to you, but will provide enough coverage to where you shouldn’t have to worry about liability costs in the future.
Patrick Insurance Agency offers competitive pricing, great customer service and a peace of mind for all of those in the Ironton, Ohio; Ashland, Kentucky; and Huntington, West Virginia areas. Contact a representative professional at Patrick Insurance Agency today for a free quote.