What exactly is renters insurance you may ask? Renters insurance is put in place to act as a homeowner’s insurance policy for those who want to rent their place to other residents. Whether you live in a condo, apartment, duplex, house, etc. renters insurance can help to protect you and your assets. Your landlord may cover the structure of the property, but they do not cover your personal property or your liability if someone is injured on the property.
Your landlord’s insurance does NOT cover you. Don’t make the mistake of thinking their insurance covers you and your possessions. A landlord’s policy only covers the physical structure of the rental property.
By purchasing renters insurance this helps to ensure that your property is protected. You always need insurance to help protect your belongings, even if you only live in a rental. Patrick Insurance Agency is here to help those in the Ironton, Ohio; Ashland, Kentucky; and Huntington, West Virginia areas to feel secure when looking into purchasing renters insurance for their property. Contact a representative of Patrick Insurance Agency today for your free quote!