Do you own a townhouse or condo? Patrick Insurance Agency is here to help the not so typical insurance needs of these homeowners. Normally, condominium and townhouse owners do not own the structure that they live in. If shared areas need upkeep and maintenance, the association that owns the building will typically handle the expense through their insurance package. Although your association dues help pay for upkeep of the common areas, they do not cover your personal property within your own unit, or your liability if someone is injured on your property.
Condo insurance provides protection where normal condo associations do not. Town house and condo insurance and coverage helps to protect your possessions that are in your unit whether that be furniture, kitchen/bath, appliances, personal items, etc. If you plan on upgrading your unit, any improvements you make will also be covered under your policy, including wall units, renovations, and wallpaper.
Patrick Insurance Agency is here to help those in the Ironton, Ohio; Ashland, Kentucky; and Huntington, West Virginia areas to feel secure when looking into purchasing condo or townhouse insurance. If you would like more information on condo insurance contact a representative of Patrick Insurance Agency today!